We have recently received an upsurge and completed on several transactions for applicants who are trying to secure the purchase of an additional property and are concerned by the increased taxation cost they may incur post 1st April 2016.

From buy-to-let, buying a holiday home, or even a University property for the children. Why you and your clients should be concerned about new stamp duty.

From 1st April 2016 under current proposed legislation, individuals or companies purchasing additional residential properties in England, Wales or Northern Ireland are to be hit with an extra 3 per cent stamp duty bill.

For example, anyone buying a £200,000 second home or buy to let before April pays stamp duty of £1,500.

This is based on paying zero per cent on the first £125,000 of the property value and 2 per cent on the portion between £125,001 and £250,000.

But from April, landlords will have to pay 3 per cent for the first £125,000 and 5 per cent instead of 2 per cent on the amount between £125,001 and £250,000.

This gives them a total bill of £7,500.


We can assist with the funding of any potential acquisitions of these properties within a week to avoid any delays on completions beyond April 1st 2016 caused valuations, or other funders.

Contact us now to discuss any enquiries you may have and we can bridge the purchase without the requirement for a valuation.



Update published on February 16, 2016

We are fortunate to have built some long lasting relationships with our client and  introducer base over the last 20 years in business.

Both clients and introducers value honest, rapid decision making, and delivery against promises.

We believe ourselves to be unrivalled in each of those respects, and this is borne out through repeat business in both Property and Trade finance. 

We look forward to hearing from YOU.



Update published on November 17, 2015

Winter Blues………….

It maybe winter and hibernation season for some but at Goldcrest we remain active and focused within all our business sectors and as a result we have had a dazzling start to 2015.



Update published on January 28, 2015

Seasons Greetings!

We have had a very busy year at Goldcrest…………over the past 12 months the Company has surpassed all previous lending records and we have funded a wide variety of products and projects.

You may recall we have recently re-located offices into the heart of the Manchester business district neighbouring many of our associates with whom we continue to build strong relationships.

Finally, we would like to take this opportunity to offer our Seasonal Greetings to all our past, present, future customers and introducers to whom we look forward to working with in 2015 to develop, create and nurture our continued success.

All the best from Team Goldcrest!




Update published on December 16, 2014

We have Moved……

We have recently moved offices and will now find us at:

Fifth Floor, Centurion House, 129 Deansgate, Manchester M3 3WR

Tel: 0161 833 3470

Fax: 0161 819 1952



Update published on October 15, 2014


Along with the highest summer temperatures to date Goldcrest have enjoyed a record breaking summer with July and August proving to be our most successful summer months  in trading history.   

The number of actual enquiries converted into completed deals has been phenomenal which we presume gives rise to the continued increase in confidence in the recovery of the UK economy.

Enquiries for both Trade and Property finance continue to flow as we remain focused to provide our bespoke lending services to assist British businesses to nurture and develop.

We look forward to hearing from you to see if we can be of assistance.


Update published on August 29, 2014

Coast to Coast

Coast to Coast

With the arrival of Summer, we’ve seen encouraging signs of investment into some of our favourite British coastal areas.  Second homes / holiday let investment properties are increasing in popularity with the rise of the ‘staycation’, and we are likely to see demand increase further from next Spring, once the pension rules allowing those over 55 to withdraw their entire pension.  Whether purchasing as a long term investment, holiday home, or retirement home, coastal properties provide a versatile property investment, which might also provide some fun along the way!!


For these reasons, we like providing development funding in such areas, and have recently been repaid on two deals on the Cornish coast comprising 12 flats in Newquay and a pair of houses on The Lizard peninsula.  We also have several other ongoing developments which we are funding in Cornwall.  We are also funding a 13 house development on the Isle of Anglesey – the experienced builder sold the initial release of 10 within weeks of starting the development.

Update published on June 13, 2014

We have experienced a busy first quarter and to help meet the demand we have increased our lending limits to £5 million across both Property and Trade to further our expansion plans to the business.

 Please do not hesitate to contact us to discuss any possible business opportunities.

Update published on March 28, 2014

Wishing you all a Happy New Year!

Our Property and Trade teams have already seen a very healthy start to January with a record number of enquiries received, offers agreed and signed deals in the final stages of completion.

 We pride ourselves on ensuring all our offers are fully credit backed and our dedicated teams strive to provide consistent and effective levels of service so timescales to drawdown are proficiently managed. 

 The Company continues to be proactive and innovative in developing new products to provide the best financial solutions for today’s economic climate.

 If you wish to discuss any potential business opportunities please do not hesitate to contact a member of the team.

Update published on January 17, 2014

Christmas 2013

Seasons Greetings from everyone at Goldcrest and we look forward to working with you in 2014 for another productive year!

Our offices will close for the Christmas holidays at 5pm Monday 23rd December 2013 and re-open at 8.30am Thursday 2nd January 2014.

All the best

Update published on December 11, 2013