About Goldcrest Finance Limited
Commercial Property Lenders & Specialist Property Finance in Manchester & Across the UK
Goldcrest Finance Limited is a principal lender providing specialist property finance solutions to businesses, developers and property investors throughout Manchester and the UK, including England and Wales.
While many property finance lenders have introduced increasingly complex procedures, we believe accessing funding should not be complicated. Our streamlined approach ensures clients receive a fast property loan solution tailored to their specific requirements.
We work with:
- Property investors seeking financing
- Developers requiring structured development funding
- Businesses raising capital against commercial assets
- Clients looking for reliable private lenders for property.
Please note: We do not provide or arrange regulated mortgage contracts.
We have worked with Goldcrest for a couple of years during which time we have completed on a number of transactions. The support they provide is invaluable and the team always work hard to ensure the process is smooth and efficient. They act with professionalism and attention to detail whilst providing a personal touch. We would highly recommend Goldcrest and look forward to doing business with them in the future.
PROPERTY FINANCE SPECIALISTS IN MANCHESTER & ACROSS THE UK
As trusted property finance specialists, Goldcrest Finance Limited provides bespoke funding solutions designed to meet the needs of today’s property market.
Whether you require:
- Short-term bridging finance
- Structured development funding
- Finance for commercial acquisitions
- Capital raising against existing assets
We combine flexibility, speed and direct decision-making to deliver funding when it matters most.
Our reputation as dependable investment property lenders and property development lenders has been built on professionalism, attention to detail and a personal service that supports clients throughout the entire transaction process.
BRIDGING LOANS
Our bridging loan facility can be used in many circumstances, allowing our clients to purchase, renovate, raise capital, secure a planning uplift and more through fast, flexible short term finance across the UK. Whether you require a residential bridging loan or commercial bridging finance, we structure bridging loans to meet your specific requirements.
We will lend against almost all types of property, including land (development or farm land), commercial property, residential property and unusual properties, offering both commercial bridging loans and tailored commercial bridging loan solutions.
DEVELOPMENT FINANCE
We provide flexible development finance solutions for all types of property projects across the UK. Whether you require housing development finance, a structured property development loan or specialist construction finance, we tailor each facility to suit the specific scheme and borrower.
With no rigid lending restrictions, we can structure bespoke property development finance packages and may consider up to 100% of land purchase and build costs on selected deals, including financing land purchase and ongoing construction funding.
Our ultimate aim is to ensure developers have the financial capability to deliver successful projects, whether refinancing on completion or selling the finished development.
SPECULATIVE PROPERTY
We understand that unique property opportunities can arise where having immediate funding is essential to secure a profitable deal. As specialists in commercial and investment property finance, we provide flexible solutions for commercial investment and residential property investment funds, helping clients act quickly on profitable opportunities.
Our experience in property investment finance means we can back clients on complex deals, navigating potential delays and structuring finance efficiently. We tailor our approach to ensure you have the financial capability to act quickly and successfully.
We would always invite a call to discuss your opportunity and explore how our funding solutions can help make it happen.
FREQUENTLY ASKED QUESTIONS
Do you offer regulated finance?
No – we provide unregulated secured loans for business purposes only.
Where do you lend?
We lend across England and Wales.
How quickly can you complete?
Completion can be achieved within 48 hours, subject to the speed of the borrower’s solicitors.
Do you consider part-completed sites?
Yes – we accept part-completed developments.
Do you offer second charges?
Yes – second charge lending is available.
Do you require a property valuation?
No, except when the security is agricultural land.
Do you consider adverse credit?
Yes – we consider borrowers with adverse credit, provided they are not currently declared bankrupt.
Do you lend to offshore trusts or companies?
No – borrowers must be UK-based.
Is there a maximum age for borrowers?
No – we consider borrowers aged 18 and above.
What is your maximum term?
Our standard maximum term is 12 months, with extensions considered on a case-by-case basis.