ABOUT US
Goldcrest Finance Limited is a principal lender offering financial solutions to businesses, investors and developers, secured against property throughout England, Wales and Scotland.
We have worked with Goldcrest for a couple of years during which time we have completed on a number of transactions. The support they provide is invaluable and the team always work hard to ensure the process is smooth and efficient. They act with professionalism and attention to detail whilst providing a personal touch. We would highly recommend Goldcrest and look forward to doing business with them in the future.
PROPERTY FINANCE
Goldcrest Finance Limited is a principal lender offering financial solutions to businesses, investors and developers, secured against property throughout England, Wales and Scotland. Whilst difficult procedures have become more common amongst lenders, we do not believe obtaining finance should be complicated.
We have a straightforward approach offering a fast, flexible service to meet our clients requirements.
Please note: we do not provide or arrange regulated mortgage contracts.
BRIDGING LOANS
Our bridging loan facility can be used in many circumstances, allowing our clients to purchase, renovate, raise capital, secure a planning uplift etc. We will lend against almost all types of property, including land (development or farm land), commercial property, residential property, and unusual properties!
DEVELOPMENT FINANCE
We can fund all types of property development. As we have no lending restrictions, we are extremely flexible, tailoring each development deal to suit, and may consider 100% of land purchase and development costs on some deals. Our ultimate aim is to assist developers to have the financial capability to build their projects and enable them to either refinance or on-sell the completed product.
SPECULATIVE PROPERTY
We realise that, on occasion, unique opportunities can arise that could enable our clients to make a substantial profit, but having the cash available to make the deal happen is often essential. We have a long and successful record of backing clients on deals and understand the complexities involved, as well as the possible time delays that can be incurred. We would always invite a call to discuss the deal and hopefully help to make it happen.
FREQUENTLY ASKED QUESTIONS
Do we offer regulated finance?
No, we offer unregulated mortgages for business purposes only
Where do we lend?
England, Wales and mainland Scotland
How fast can we complete?
Within 48 hours, subject to the speed of the borrower’s solicitors
Do we consider part completed sites?
Yes, we will consider them
Do we offer second charges?
Yes
Do we require a valuation?
No, unless the security is agricultural land
Do we consider adverse credit?
Yes, subject to the borrower not being declared currently bankrupt
Do we lend to offshore trusts/companies?
No, the borrower must be UK based
Do we have a maximum borrower age?
What is your maximum term?
Our maximum term is 12 months; however, we will consider an extension thereafter